Unsecured Credik Risk (Sr Associate)

Job Description: Portfolio Monitoring & Strategic Insights Own end-to-end portfolio risk monitoring across delinquency, losses, payment behavior, and utilization. Lead vintage, cohort, and segmentation analysis to identify structural vs cyclical risk trends. Diagnose root causes of performance shifts and quantify P&L and capital impact. Define key risk indicators and ensure timely escalation of emerging risks. Support creation and maintenance of risk dashboards and MIS. Assist in diagnosing por…